DSK has a vision to make Bangladesh as poverty free country through providing financial service to the poor and the poorest. Following this vision, it started its microfinance activity back in 1992. DSK is one of the twentieth MFI in Bangladesh (CDF directory). At present, microfinance activity is being implemented in urban areas such as Dhaka, Khulna, Chattogram, Narayangonj, Gazipur and Mymensingh metropolitan cities and the rural areas are Dhaka, Gazipur, Netrokona, Kishoreganj, Chattoram, Khulna, Narayanganj, Narshingdi, Sunamgonj, Mymensingh, Jessore, Munshiganj, Cumilla, Baguna, Tangail, Bagherhat, Brahmanbaria and Hobigonj districts.

 

Branches	Reached Borrowers	Reached Members	Reached Areas	Staff
276	3,24,310	4,02,580	139 Upazila/Thanas of 18 District and 5 Metropolitan cities	1,958 staff including 1,091 Field officers

 

The objective of this program is “To improve the social, economic and living standards of the poor people and connect them to the mainstream of the country’s economy”.

 

Microfinance Products

DSK has developed need-based microfinance products to meet the demand of most vulnerable poor who require additional support to develop the skill for self-employment in order to come out of abject poverty. The products of DSK Micro Finance are as mentioned below:

• Buniad (Microfinance for Extreme Poor; basic starting loan)
• Jagaran (Microfinance for Marginal poor in urban and rural areas; advanced microenterprise)
• Agrasor (Financing Micro Enterprises)
• Sufalon (Financing Agriculture loans)
• SAHOS (Financial support for the disaster victims)
• Small and Medium Enterprise (SME) Loan.
• DSK Overseas Employee Loan (DOEL)
• DSK Education Loan (DEL)
• WILL (WASH Development Loan)
• ENRICH-IGA (Financing Income generating activities of ENRICH enlisted members)
• Recovery and Advancement of Informal Sector Employment -RAISE (Specialized Agrasor Loan)
• Rural Micro enterprise Transformation Project-RMTP (Specialized Agrosor Loan)
• BD Rural Wash for HCD (Water & Sanitation Loan)
• Microenterprise Financing and Credit Enhancement-MFCE (Specialized Agrasor Loan)